Structure Lending.
Build Wealth.
Design Legacy.
Strategic mortgage and lending solutions for homeowners, professionals and property investors in Melbourne and across Australia. We help you navigate the lending process with clarity, comparing a wide panel of lenders and structuring finance to support long‑term property ownership, investment and wealth‑building goals.
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Home Loans & Mortgage Broking
Refinance & Home Loan Reviews
Investment Property & SMSF Loans
Asset, Equipment & Vehicle Finance
Complex & Self-Employed Home Loans
Business & Commercial Finance
Strategic Partnerships
At Heirs & Legacy Co, we collaborate with a trusted network of professionals including financial planners, accountants and legal advisers who support clients across Australia with broader financial and property needs alongside our mortgage and lending services
Financial Planning Partners
Heirs & Legacy Co works closely with selected financial planning partners to align lending structures with long‑term wealth, retirement and risk strategies. Our role is to structure the lending; your adviser provides financial advice tailored to your goals
Accounting & Tax Specialists
We collaborate with accounting and tax specialists so your lending structures sit comfortably alongside your business, investment and tax planning. We focus on loans and lender options while your accountant advises you on tax, structuring and compliance
Property & Buyers Agents
Heirs & Legacy Co works with experienced property and buyers agents who help clients source and negotiate quality properties. While they focus on finding the right asset, we focus on arranging lending structures that support your acquisition strategy.
Legal & Conveyancing Professionals
We partner with legal and conveyancing professionals who manage the contracts, due diligence and settlements on your behalf. They handle the legal work; we coordinate the finance so your purchase or refinance moves smoothly from approval to settlement.
Insurance Specialists
We work alongside insurance specialists who help clients protect their homes, income, businesses and lending obligations. While they advise on cover and risk management, we ensure your lending picture is clear so their recommendations can be properly tailored.
Business & Commercial Advisors
Heirs & Legacy Co connects with business and commercial advisors who support clients with strategy, cash flow and growth planning. We focus on business and commercial lending options, while your advisor focuses on the broader direction of your enterprise.
Structure Lending. Build Wealth.
Design Legacy.
Heirs & Legacy Co supports families, business owners and professionals with strategic mortgage advice and wealth architecture. We specialise in complex lending solutions for investors and home buyers, helping you navigate the financial landscape with strategic guidance to build the future you dream of and the legacy you deserve.
Start Your Legacy
Ready to take the next step?
Elevate your financial future with strategic lending guidance. Whether you’re purchasing your first home, refinancing, or navigating more complex lending scenarios, we’re here to help you move forward with clarity and confidence.
Email: roshika@heirsandlegacyco.com.au
Phone: +61 412 204 878
Mortgage Broker servicing Melbourne and clients across Australia. homeowners and property investors.
Helpful calculators
Disclaimer
The results generated by these calculators are estimates only and should be used as a general guide. While we aim to keep the information accurate and up to date, actual loan repayments or borrowing capacity may vary depending on your individual circumstances and lender requirements.
For a personalised and accurate assessment, please contact Heirs & Legacy Co.
ANZ • CBA • NAB • ORDE • BLUESTONE • ING • LATROBE FINANCIAL • MACQUARIE • ME • WESTPAC • ST GEORGE • UBANK • AMP • HSBC • AUSTRALIAN MILITARY BANK
Structure Wealth • Design Legacy • Strategic Lending Solutions • SMSF & Complex Lending • Mortgage Broking • Wealth Management